Uber Accident Lawyer in Oklahoma

Of course, rideshare companies like Uber and Lyft offer users an easy way to get around without worrying about a car of their own. On the other hand, according to a major study, they are also linked to a rise in fatal car accidents in the cities where they operate. If you were involved in an accident caused by a rideshare driver, you could be entitled to legal compensation for your medical bills, property damage, pain, suffering, and more. The best way to get started on the right track toward compensation is by having your accident evaluated by an experienced attorney.

At Ryan Bisher Ryan and Simons, we know what it takes to win even the most challenging rideshare accident cases against the most combative defendants. Over the decades, we have helped thousands of injured Oklahomans get the full and fair compensation they deserve, and we are standing by to do the same for you. Contact us today to schedule a free, no-obligation consultation with a skilled Uber accident lawyer.

Common Scenarios Involving Uber Accidents

The more rideshare vehicles there are on the road, the more likely they are to be involved in auto accidents. Here are some common scenarios that often lead to rideshare accidents:

  • Driver Error – Like any other driver, rideshare drivers can make mistakes behind the wheel. These errors include things like speeding, distracted driving, or disobeying traffic laws.
  • Intoxication – Unfortunately, there are also instances of rideshare drivers operating under the influence of drugs or alcohol. This kind of behavior is illegal and leads to a higher risk of accidents.
  • Passenger Behavior – Passengers in rideshare vehicles can also contribute to accidents by distracting their driver or engaging in risky behavior, such as trying to exit the vehicle while it is still in motion.
  • Other Drivers – Rideshare accidents can also occur due to reckless driving by other motorists on the road. Reckless behavior that can lead to accidents includes speeding, failing to yield the right of way, improper signaling, following too closely, and driving while distracted (e.g., by cell phones).
  • Pedestrian Accidents – Rideshare accidents can also involve pedestrians trying to cross a street. Due to their near-complete exposure to the full force of an oncoming vehicle, pedestrians are particularly vulnerable to severe injuries and death in the event of an accident.

When Do Uber and Lyft Provide Auto Liability Coverage for Their Drivers?

If someone other than the rideshare driver caused the accident, that other person would be responsible for compensating injured victims. In these scenarios, injury victims can typically turn to the at-fault driver’s personal auto insurance policy for compensation.

However, if the rideshare driver is to blame, Uber and Lyft provide auto insurance coverage as follows:

  • The rideshare app was off – If the driver did not have the rideshare app open at the time of the accident, their own liability insurance policy applies. Oklahoma requires all drivers to carry liability insurance that provides at least $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $25,000 in property damage coverage per accident.
  • The driver was looking for a rider – If the rideshare driver had their app open and was looking for passengers, their own insurance policy may be supplemented by one provided by Uber or Lyft. Both companies offer minimums of $50,000 per person in bodily injury coverage, $100,000 per accident in bodily injury coverage, and $25,000 per accident in property damage coverage.
  • The driver had a passenger or was driving to pick one up – In this situation, Uber and Lyft provide up to $1,000,000 in third-party liability insurance, as well as uninsured/underinsured motorist (UM/UIM) coverage.

Can You File a Lawsuit for a Rideshare Accident?

At this point, you might be wondering whether you can sue Uber or Lyft if one of their drivers causes an accident. In general, no. As discussed above, both Uber and Lyft provide auto liability insurance for their drivers to cover them in the event of an accident. However, because rideshare drivers are considered independent contractors and not employees in Oklahoma, rideshare companies are normally shielded from direct liability.

If you have been injured as a passenger in an Uber or Lyft ride, the first step toward compensation is to file a claim with the driver’s auto insurance provider. The second is to file a claim against the rideshare company’s insurance policy. In most cases, the rideshare company’s insurance will cover medical expenses and other damages resulting from the accident.

Why Should You Hire a Lawyer After an Uber Accident?

There are many reasons why you should consider hiring a lawyer after an Uber accident: Understanding the Law – An experienced personal injury attorney familiar with the laws and regulations governing rideshare accidents can help you understand your rights and advise you on the road toward compensation.

  • Communication With Insurance Companies – Dealing with insurance companies can be challenging. It is especially frustrating while still recovering from an injury. A lawyer can handle all contact with the insurance companies on your behalf, ensuring that your rights are protected and that you receive fair compensation for your injuries.
  • Evaluating Damages – An experienced attorney can help you evaluate the extent of your damages, including medical bills, lost wages, pain, and suffering. They can also evaluate your medical records to gauge the long-term impact of your injuries, including ongoing medical treatment and lowered future earning capacity.
  • Negotiating a Settlement – Your lawyer can help you negotiate a fair settlement with the at-fault party and involved insurers. Our legal team has extensive experience dealing with unscrupulous insurance adjusters and can pursue maximum compensation on your behalf.
  • Representation in Court – If your case goes to trial, your car accident lawyer can help you navigate the court system. Preparing a case for trial is complex and requires the attention of a skilled lawyer experienced in arguing before a court. Whether in the negotiation room or in court, our legal team has the skill and training to handle your case from start to finish.

 

 

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Contact Our Experienced Uber Accident Attorneys Today

Were you hurt in a rideshare accident? Are you dealing with expensive medical bills, time missed at work, and painful injuries that prevent you from living your life to its fullest? The legal team at Ryan Bisher Ryan and Simons is standing by to evaluate your case in a free, no-obligation consultation. Contact us today to schedule yours.